The abuse of the elderly is a problem that affects the health and human rights of millions of people around the world. In Spain it acquires special relevance because, according to the forecasts, in 2050 the life expectancy will be in the 88 years; and one out of every three Spanish citizens will be over 65, that is, they will be pensioners or retirees. Something that also affects the abuse and mistreatment of old age, since no real and effective measures are being taken against a scourge that is produced, among other causes, by caregivers who do not accept their role, from the economic point of view, according to the World Health Organization (WHO).

"Therefore, since CEAPs, on the occasion of the celebration of the World Day of Consciousness for Abuse and Abuse in Old Age, we launch the good treatment campaign, with which we intend to put the elderly person in the center with dignity and respect", According to Cinta Pascual, president of the entity. Proposals with the aim of adding support from entities and administrations such as the State Government, the autonomous communities and organizations such as the Press Association and the Ombudsman.

For dignity

1.- Social, public and economic visibility to 20% of the Spanish population. The reality is that the elderly are little present in the media and that, when they appear, the most common image is that of people with very deteriorated health and unique to the whole group. CEAPs demands visibility and truthful and objective information with a specific code of ethics for people in situations of dependency, for a public that, according to the EGM of 2018, consumes 92%, 44% of the radio, 36% accesses Internet, 26% consume newspapers, 8% supplements and 2% cinema.

2.- Just, dignified and finalist financing for all the programs related to the sector of the elderly. From CEAPs, it is considered that if 2% of GDP were dedicated to the social care of the elderly, it would be possible to bring social justice closer. Currently, 100 people die a day without receiving a recognized benefit from the Dependency Law. The entity requests funding that has a real and final character, according to the real costs from pensions to the prices of services, which are offered on equal terms regardless of the community in which it resides.

Out of respect

"Older people contribute a total of almost 12 million hours of informal care work a week, serving their grandchildren. In addition to 2.5 million hours per week in adult care. " According to the official data, they are the main consumers of goods and services and have the economic capacity to sustain their homes, own property and support their families. For this reason from Ceaps it is claimed that out of respect for their future they possess:

3.- Freedom of choice: The body demands that the interests of the elderly themselves be taken into account in order to access the services they want. One example is the application of the Law of Dependence with the commitment to the PEVs (Economic Benefits linked to Services) that offer total freedom to people to be free to receive the service they want.

4.- Worthy care: 19% of spending on consumption in Spain corresponds to older people, according to a report from the INE, for that reason CEAPs demand investment and adapted products and investment in the future of the systems as well as adequate advertising to the sector. .

– Professionalization and adequate training
– Quality of life for caregivers

The Business Circle of Attention to the People has turned its two years of existence into the maximum state referent in the sector of the attention to the greater ones, thanks to more than 180,000 places and services that contribute the respective territorial employers and the companies at level national. With representation in Catalonia, Castilla y León, Galicia, Aragón, Comunidad Valenciana, Castilla-La Mancha, Madrid, Euskadi, Asturias, Andalusia, Extremadura, Navarra and the companies Macrosad and Tunstall Televida.



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About thirty insurers associated with the Insurance Business Association (UNESPA) He has participated in the second edition of the educational program "El riesgo y yo". In this way, UNESPA and the Junior Achievement Foundation consolidate their collaboration in financial education. This initiative is framed within We are Safe and responds to the continuous desire of the insurance sector to communicate better with society, and reinforces its commitment to education and personal development of the youngest.

The financial education program has counted in this edition with the participation of 182 volunteers from 30 insurers. These professionals have taught 117 training programs to 2,700 students from 15 to 17 years old (4th of ESO and Baccalaureate) in educational centers in 23 Spanish cities. The talks have been given throughout the third quarter of the school calendar.

This second edition has achieved greater involvement on the part of the insurance sector. Last year, 19 insurers with 76 educational programs participated in 'El riesgo y yo'. This reinforces the promotion of the insurance culture and prevention. The program consists of four one-hour training sessions dedicated to encouraging students to reflect on the importance of managing and preventing risk, as well as the advantages of knowing the attitudes linked to it.

The topics addressed by 'Risk and I' are these: 1) What is risk ?, 2) Our emotions against risk, 3) We prevent risk, 4) Mutualization: collaborating we all win. The program is based on the 'Learning by doing' methodology of the Junior Achievement Foundation and combines informative content and practical activities. The initiative has as aim to make young people aware of the risks to which they are exposed in their day to day, as well as familiarize them with the tools that exist to avoid their adverse effects. The program will work in a special way to acquire skills so that students learn to prevent risk and manage it in everyday situations.

Through this training and awareness program, UNESPA and its partners want to contribute to the learning of tools that help young people to make prudent and accurate decisions, as well as to train as socially responsible citizens.



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  • The interest rate stood at 0.629%, the lowest in a 10-year syndication, with a reduction of 83 basis points compared to the last issuance in January 2019.
  • 6,000 million euros have been issued among 212 investment accounts, with a demand exceeding 27,500 million euros
  • The participation of non-resident investors has reached 86%, the highest figure in recent years, thus maintaining the confidence of international investors in the strength of the Spanish economy
  • The cost of debt issuance continues to fall and stands at 0.51% in 2019, the lowest in history

The Treasury has made a syndicated issue of a new 10-year bond for 6,000 million euros. The securities expire on October 31, 2029, have a coupon of 0.60% and an interest rate of 0.629%, equivalent to 33 basis points above the mid-swap rate (reference rate of the interbank market for interest rate swaps). of interest). This profitability is the lowest in the history of the Treasury in a syndication to 10 years and represents a reduction of 83 basis points compared to the previous issuance to this term in January.

The demand has exceeded 27,500 million euros. It also highlights the high quality of the orders received, which has enabled the Treasury to allocate the issue among 212 highly diversified accounts, by type of investor as well as by geographical area.

The participation of non-resident investors reaches record figures

The participation of non-resident investors has reached 86% of the syndication, the highest figure in recent years. Both the high demand and the reduction in interest rates highlight the confidence of international investors in the strength of the Spanish economy. Confidence that is being reflected in the reduction of financing costs of the Treasury, which continue to fall to stand at 0.51% on average, the lowest in history.

Among the investors, the participation of the United Kingdom and Ireland stands out, with 26.1%; followed by the whole of Germany, Austria and Switzerland, with 18.1%; France and Italy, with 15.6%; Asia, with 10.7%; and the United States and Canada, with 6.7%. The rest of the regions obtained 8.8% of the issue.

Considering the type of investor, the largest share has corresponded to fund managers, with 47.2%; followed by bank treasuries, with 20.9%; insurers and pension funds, with 13.5%; central banks and official institutions, with 8.3%; and leveraged funds, with 2.0%. Other investors have represented 8.1%.

With this third syndication of the 2019 financial year, the Treasury executed 57.7% of its medium and long-term issuance target for the entire year (121,933 million euros).

BBVA, Crédit Agricole CIB, Goldman Sachs International Bank, HSBC, Santander and Société Générale have acted as directors of this issue. The rest of the group of Market Makers of Bonds and State Obligations have acted as co-directors.

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José María Campos also highlighted the efforts being made by the National Commission of Markets and Competition (CNMC) to bring competition law closer to companies, as well as the collaborative role of business organizations in this disclosure. In this regard, he underlined the initiatives carried out between the CEOE and the CNMC in recent years.

Finally, José María Campos highlighted the need to deepen the development of the Law of Market Unity to put an end to the restrictive and fragmented nature of regulation in Spain, which prevents companies from taking advantage of economies of scale, damaging the country's competitiveness, as the CEOE has shown and the European Commission has highlighted in several reports on Spain.

In the round table, moderated by Antonio Guerra, partner in the area of ​​Competition Law of Uría Menéndez, José María Campos was accompanied by Beatriz de Guindos, director of the CNMC Competition, and Rodrigo Álvarez, member of the Free Competition program of the Pontificia Universidad Católica (PUC), former Minister of Energy and former president of the Chamber of Deputies of Chile.

Throughout the day, which was inaugurated by José María Marín, president of the CNMC; José Vicente Saz; Rector of the University of Alcalá de Henares; Emilio Gilolmo, president of the Chile-Spain Foundation; and Jorge Tagle, Chile's ambassador in Spain, presented and discussed experiences of both countries in the areas of transparency and good governance, analyzed the importance of free competition against lobbying and the need for efficient regulation in the new digital age.



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In the month of May, the interannual rate of the Consumer Price Index, CPI decreases seven tenths to stand at 0.8%, mainly due to the moderation of energy prices compared to the notable increases of May 2018, as CEOE had been advancing.

Core inflation decreases two tenths to 0.7%, once the Easter effect on the prices of Services has elapsed. Analyzing its components, it is observed that the rest of them continue registering very moderate increases. Thus, the prices of the Services decrease their variation rate by five tenths to 1.2%. The prices of industrial goods without energy products maintained their variation at 0.2% and those of processed foods, beverages and tobacco also remained at 0.3%.

Food without processing, exacerbate the slowdown in prices that had been showing in recent months and are at 1.0%, thanks to the decline in prices in some of the most inflationary components such as vegetables and fresh fish, to which it is united the remarkable reduction of prices of fresh fruits and oils and fats.

Energy prices in May continued the path of moderation begun in April and much more sharply. Specific, the interannual rate in this month of the prices of energy products was 5.4%, more than four points less than the previous month.

In May, the price of oil has continued slightly with its upward trend, with Brent crude, on average, at 71.9 $ / barrel. This price increase has been influenced by the armed conflict in Libya and the tightening of sanctions on Iran, after the exemptions to trade with Iranian oil were canceled. In interannual terms, the variation was negative, -7.5%, although in euros it was lower -2.3%, due to the depreciation of the European currency against the US dollar. For the next few months the price is expected to remain slightly above 70 $ / barrel, due to the geopolitical tensions mentioned.

The Harmonized Consumer Price Index stood at 0.9% in May, seven tenths less than the previous month, and the average index of the Economic and Monetary Union also declined five tenths to 1.2%. Thus, the differential with the euro zone stands at three tenths.

For the next few months, inflation will remain below 1.0%, for which it will have the help of core inflation, in an environment of less dynamism and as long as there are no negative external shocks. The improvement of the competitiveness-price of the Spanish economy, via moderation of inflation, will only be sustainable over time if it is accompanied by the containment of other costs (fiscal, labor …).



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AMETIC, the employers of the Spanish digital industry, has organized the II Forum Alliance for the Development of Digital Talent in Spain, with the aim of publicizing the new skills requested by ICT organizations and other sectors that are in the process of digitalization . Those responsible for opening the event were the acting Minister of Education and Vocational Training, Isabel Celaá; the president of AMETIC, Pedro Mier, and the representative of the European Commission in Spain, Jochen Müller.

In the forum, practical solutions have been offered to promote digital transformation, involving all stakeholders from an open innovation model and public-private collaboration platform.

Celaá has highlighted the Government's priority to promote the digitalization of the economy and necessarily education. In this sense, the acting minister has indicated that "digitalisation is the unavoidable lever of economic and educational progress", and has pointed out that from the Executive are "absolutely determined to address it with determination". In this way, Celaá has highlighted that "the digitization of the economy and education is one of the four pillars on which the country project must be based".

For the minister, we must evolve towards the knowledge economy, "which makes education the main economic factor". In his opinion, "the education system must contribute to increase social welfare". For this, he has highlighted the importance of "being disruptive". Celaá has put on the table the statistics that point out that 90% of future jobs will require digital skills. However, Spanish companies have difficulties finding ICT specialists, he said.

Public-private collaboration

In this way, it has highlighted the importance of public-private collaboration between companies, administrations and educational centers, since, in their opinion, it is the best way to jointly find specific solutions to the global challenges that digitization is proposing in the society. The minister pointed out that the company knows perfectly the professional profiles demanded and, therefore, must contribute to improve the training contents to achieve professional profiles adapted to the new challenges of digitalization.

The representative of the Executive has also highlighted the important role of innovative schools, so that "they become the center of the educational system and pollinate the rest, since they must prepare students for jobs that have not yet been created." Celaá added that it is the Government's responsibility to address today the necessary reforms to ensure that education and training are provided to internalize digital skills. "An education adapted to the challenges of the new times," he said. For this, he has highlighted the importance of having the best teachers. He also highlighted the importance of having female talent in the ICT sector.

"We must move forward together and provide all young people with life-long training that guarantees digital skills". In this sense, he commented that the first thing is to know the current situation of talent. Next, ask yourself what the challenges are and find joint solutions and, finally, reward those initiatives that drive digital talent.

Promote digital talent

For his part, the president of AMETIC, Pedro Mier, has stated that we are living a revolutionary process of change in society, where digitalization is giving us great opportunities. However, Mier has commented the important task of promoting digital skills among workers, so that they keep their work, but also to have new professional profiles that will emerge from the digitalization of production processes. For the president of AMETIC, "one of the great needs of today's society is digital talent, and the debate is how we generate quality talent and enough to respond to the challenges posed by digitalization."

To highlight the creation of quality employment resulting from digitalization, Mier has referred to a study presented by one of the partners of Digital Europe, where AMETIC is a member, about the real impact that digitalization will have on the productive sectors. Against the belief that technology will end employment, the report reveals that, for every post destroyed in the country of study, 3.7 new jobs will be created.

With this objective, the president of AMETIC has commented that the employer's association is in talks with the Government to elaborate a similar study in Spain, since "it is very important to send solid and positive messages to society". In this way, it has highlighted AMETIC's commitment to contribute to generating economic well-being from the momentum of the digital industry, with the technology sector contributing the most to the creation of employment and wealth.

Digitalization of companies

For his part, the representative of the European Commission in Spain, Jochen Müller, said that "the training of qualified and trained in digital skills is essential to ensure the proper functioning of the economy." In this sense, he said that digitalization is transforming jobs, and the vast majority of jobs today require basic digital skills.

However, it has shown the limited digitization of European companies, both large and small and medium. In this sense, he pointed out the difficulty of companies to find technological profiles, one of the great challenges facing Spain, the lack of ICT professionals.

Then, there has been a 'Coral vision on Digital Talent ', with in-depth interviews to the Head of Midmarket and Startup Iberia from Amazon Web Services, Suzana Curic; Samsung's Enterprise Business Director, David Alonso, and the director of the Digital Talent Program of Mobile World Capital Barcelona, ​​Jordi Arrufí.

The director of the business technical assistance of the Foundation for training in employment (FUNDAE), Manuel San Juan, has moderated the round tablePresent and future of the professional profiles', in which the Commercial Technical Director Auxiliary Services of Grupo Eulen, Guillermo Pérez; the director of GMV's Managed Services Secure e-Solutions division, Cresencio Lucas, the general director of Bejob, Mariola García; the director of Randstad Technologies, Rubén Berrocal, and the person responsible for digitalization of UGT, José Varela. Experts have coincided in the lack of ICT professionals in Spain, and the need for training to be focused on digital skills.

The event was also attended by María Jesús Álava Reyes, chosen as one of the 'TOP 100 Women Leaders of Spain 2012 and 2017' and award for the best work of 'Dissemination of Psychology 2017', who has given a session inspiring

'Digital Skills Awards Spain 2019'

AMETIC has awarded the 'Digital Skills Awards Spain 2019' awards during the celebration of the II Alliance Forum for the Development of Digital Talent. These awards, created in the framework of the Digital Skills and Jobs Coalition of the European Commission, aim to recognize and reward projects that boost skills and digital transformation, as highlighted by the representative of the European Commission in Spain, Jochen Müller, during the presentation of the awards. In total, more than 80 applications from different sectors have been submitted.

The seven winning initiatives are: Creation of an Inter-level Inter-Level Video Game (IES Campanillas / CEIP Miguel Hernández) to 'Digital Competences in Vocational Training'; Youth IEP program in the digital economy (CORE NETWORKS) to 'More and better ICT trained professionals'; netDigital (Grupo EULEN) to 'Digital Competences for All'; Samsung Smart School (Samsung / INTEF) to 'Digital Competences in Education'; Campus BBVA Digital Capabilities (BBVA) to 'Digital skills for the labor market'; Creating new technological opportunities (La Rueca Social and Cultural Association) to 'Digital competencies for inclusion'; and Inspiring Girls (Foundation Inspiring Girls) to 'Digital skills for women and girls'.



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  • Electricity prices fall 4.9% year-on-year
  • Core inflation is reduced by two tenths, up to 0.7%June 12, 2019.

The interannual rate of the general Consumer Price Index (CPI) fell seven tenths in May 2019, standing at 0.8%, as the INE advanced at the end of last month, mainly due to lower price growth of energy and, to a lesser extent, services and unprocessed food.

The prices of energy products reduced their interannual rate in May by more than four points to 1.3%, as a consequence of the fall in electricity prices, which registered a decrease of 4.9%, and the lower growth of the prices of fuels and lubricants, which stood at 3.4% year-on-year.

The prices of unprocessed food decelerated eight tenths, up to 1% year-on-year. The drop of 6% in fresh fruit prices and the lower increase in fresh vegetables to 4.8% stand out, three points less than in the previous month.

Core inflation, which excludes the most volatile elements of the CPI (unprocessed food and energy products) decreased two tenths in May, to 0.7% year-on-year. This reduction was largely due to the lower increase in the prices of services, whose interannual rate stood at 1.2%, compared to 1.7% in the previous month. This rate includes the evolution of tourist packages, whose prices fell by 4.4% in May. The other two components of core inflation, non-energy industrial goods and processed food, maintained a steady pace of year-on-year growth, at 0.2% and 0.3%, respectively.

In May, the interannual rate of the CPI decreased in all the autonomous communities. The greatest decrease occurs in Castilla-La Mancha (nine tenths, up to 0.7%), followed by a reduction of eight tenths in Aragón (0.8%), Navarre (1.3%) and Baleares (0, 4%).

The INE has also published the Harmonized CPI (IPCA), which allows the comparison of consumer prices at European level, corresponding to the month of May, whose interannual rate is seven tenths lower than that of April, up to 0.9%. The inflation advanced by Eurostat for the whole of the euro zone was 1.2% in that month, resulting in a favorable differential for Spain of 0.3 percentage points.

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Cihad Erginay has been received by the president of the Business Confederation of the Valencian Community (CEV), Salvador Navarro, the president of CEV Castellón, Sebastián Pla and the president of the European Union Commission, Miguel Ángel Michavila. Next to Erginay were the Consul General of Turkey in Barcelona, ​​Güçlü Kalafat, and the Chief Investment Advisor in Turkey, Yasemen Korukçu.

The Turkish ambassador has explained the main economic areas of mutual interest for his country and the Community and after the meeting, held with the aim of strengthening relations between the country and the Valencian Community, future technical meetings have been set up to explore business and investment opportunities in Turkey.



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This supposes a "severe" cut in the data of production with regard to the three last years when they reached the 16.8 million tons of average. Fundamentally the drought, although also the damages derived from the plagues of rabbits and the weeds, have decimated of important form the harvest of this year.

According to the calculations of ASAJA, the harvest of cereals will be reduced by 37% compared to the harvest collected in 2018. For crops, a production of 4.2 million tons of soft wheat is expected; 815,000 tonnes in durum wheat; 6 million tons of barley; 807,000 tons of oats; 160,000 tons of rye and 425,000 tons of triticale. (According to data collected in the table below).

By producing areas, the southern area of ​​Castilla y León and Navarra, and the communities of Aragón and Madrid are the most affected, as well as some areas of the provinces of Malaga and Toledo. The rest of Castilla – La Mancha, Extremadura and Andalusia follow it in smaller proportion of damages.

In general terms, it is a medium-low production campaign, according to the zones, due to a sowing with scarcity of precipitations which caused a deficient growth, a very dry winter, with few reserves for the crops, and a scarce spring in precipitation.

Another problem is the extensive damage recorded as a result of wildlife, mainly rabbits but also roe deer, wild boars and bustards that have decimated the harvest and are causing the abandonment of cereal cultivation in some areas. The proliferation of weeds due to the prohibition on the use of phytosanitary products on the SIE (Ecological Interest Areas) surfaces are causing many farmers to dedicate these plots to fallow land.

The main concern of this sector continues to be the chapter on the prices that are at the same levels of 25 years ago, with very high production costs. This is causing the change of cultivation towards woody crops in traditionally cereal areas. This circumstance is especially serious since we are a deficit country in grain feed and depend on imports from third countries.



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The care of people and their health become an increasingly strategic element for companies in Navarra. This conclusion follows from the I Survey on Health and Business, promoted by Mutua Navarra. In her 91.6% of Navarre companies consider that the health of their workers has a "high" or "very high" influence on productivity and results. But there is more: the study confirms that health improvement actions have a significant influence on employee satisfaction and are a decisive means of retaining talent, as almost 65% of respondents say.

"After more than ten years promoting healthy businesses in Navarra, we believe that the time has come to take the pulse of advances in health promotion at work in the companies of the Autonomous Community," said yesterday Juan Manuel Gorostiaga, managing director of Mutua Navarra during his presentation.

In research, the first of these characteristics that is carried out in the community, 250 companies of different sizes and sectors have participated. To make the study possible, we have had the collaboration of the Confederation of Employers of Navarre (CEN), AEDIPE Navarra and the General Directorate of Economic, Business and Labor Policy of the Government of Navarra. The realization of the study has been directed by the Department of Sociology of the Public University of Navarra.

"Companies can and should contribute to the professional promotion, health and well-being of all the people that make them up," added Javier Zubicoa, director of the Labor Service of the Government of Navarra.

"The company is an ideal place to develop health initiatives and is something that every day more companies are incorporating," added Jose Antonio Sarría, president of the Confederation of Employers of Navarra.

Next, we highlight some other conclusions of the investigation:

• Four out of every five companies implanted in Navarra state that their main health problem is musculoskeletal disorders (78.8%), a fact that is progressively increasing as the size of the company increases.

• Common diseases are the main cause of absence from work for more than 85% of companies.

• Almost two out of every three companies interviewed (59.6%) consider that it is the opportune moment to implement programs and actions related to the promotion of health, and in fact they are already taking some action. More than a third of the rest value it as desirable, although they do not consider it appropriate in their current situation.

• There are important differences in the scope and organization of health as the size of the company increases. For example, in aspects such as the availability of structured health plans (from 5.2% in companies with less than 25 workers to 32.6% in companies with more than 250 workers), budget allocation (of 2, 58% to 20.5%, respectively) and the willingness to develop health programs in the next three years (from 29.9% to 77.3%).

• The elaboration of structured health plans with defined budgets is among the issues that have least implementation among Navarre companies: only 10% claim to have defined and integrated them in their management systems.

• It should be noted that among the main lines of intervention that companies plan to develop in the next three years are the programs of psychological and emotional well-being (64.8%) and physical activity and sports (with 61.2% ).

• 30% of companies plan to develop Age Management plans in the coming years. Here, too, the percentage varies greatly according to the size of the company: only 12.7% of those with 1 to 25 workers, compared to 47.7% of companies with more than 250 workers.

The definition of a healthy work environment has evolved enormously in recent decades. From an almost exclusive focus on the physical working environment, we have taken into account health habits (lifestyles); psychosocial factors (work organization and work culture); and even links with the community and everything that may have a profound effect on the employee's health. The Mutua Navarra study allows us to evaluate, therefore, the situation of companies in Navarra in relation to the new healthy business model, as well as to identify which lines of work should be advanced in the coming years. "The survey shows that the implementation of actions to promote health at work is a reality in many companies in Navarra", Explains Javier Igea, responsible for the area of ​​Healthy Company of Mutua Navarra.

The high impact that health has on the income statement, according to the same companies confess, allows us to conclude that more and more will develop broad health programs in the coming years. And the largest will continue to open the way, serving as a model for smaller companies with fewer resources. "The challenge now is to establish policies and actions that also help SMEs to join this healthy business model with programs and actions adapted to their business reality, given the benefit it represents for workers, companies and society in general ", stresses Igea.

The realization of the I Survey on Health and Empresa de Navarra is part of the tenth anniversary of the Blue Prize for the Promotion of Health at Work, promoted by Mutua Navarra to reward each year the organizations that best promote healthy habits in work environments.

What is a healthy work environment for WHO

The World Health Organization (WHO) defines the healthy work environment as one in which workers and managers collaborate in a process of continuous improvement to promote and protect the health, safety and welfare of workers and the sustainability of the environment. work based on the following indicators: health and safety concerning the physical work environment; health, safety and wellbeing concerning the psychosocial environment of work, including the organization of the same and the culture of the work space; personal health resources in the work environment, and the ways in which the community seeks to improve the health of workers, their families and other members of the community.



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