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The chairman of CaixaBank, Jordi Gual, and the president of the Spanish Confederation of Business Organizations (CEOE), Antonio Garamendi, have signed a new collaboration agreement to make a line available to companies affiliated with the CEOE and its business organizations financing of 20,000 million euros during the period 2019-2020. The objective is to provide an effective response to the needs of companies and help boost internationalization, innovation and entrepreneurship.

This agreement supposes the renewal of a collaboration between both entities that began in 2016. Since then, CaixaBank has made a total of 66,000 million euros available to the affiliated companies of CEOE to promote actions aimed at improvement and growth. Exceeding in all renewals the amount made available in the agreement.

CaixaBank, reference entity for companies in Spain, last year granted 59.737 million euros in credits of new production to its entire portfolio of micro, SMEs and large companies, representing an increase of 69% over the previous year.

Of these, 61% were made as short-term investments through commercial credit and credit accounts; 35% as a long-term investment thanks to loans and guarantees; and 3% as medium-term investment through leasing and renting.

In total, within the framework of the agreement with CEOE, Last year, CaixaBank carried out more than 178,000 company financing operations.

Promoting modernization and business internationalization

During the signing of the agreement, Jordi Gual has underlined the role of the financial institution in recent years in relation to boost segment of business banking. "To improve the competitiveness of the Spanish economy and access new national and international markets, it is essential that companies can obtain adequate financing. CaixaBank assumes the commitment to meet this need and does so by offering the highest standards of service quality ", said the chairman of CaixaBank.

Gual has also highlighted that "CaixaBank has a privileged position to offer a specialized service very close to customers thanks to the 125 business centers distributed throughout the autonomous communities and the team of 1,183 managers and specialists in the sector".

For his part, Antonio Garamendi thanked CaixaBank for the renewal of an agreement that "helps small and medium Spanish entrepreneurs to access financing, one of the biggest barriers that SMEs face every day". In addition, the president of CEOE has stressed that this agreement seeks to support the investment needs of companies, promote internationalization, facilitate financing and develop innovative projects "essential for the new digital era in which we live."

Antonio Garamendi has also highlighted the importance of this agreement at the regional level, since since 2016, several signatures in various Autonomous Communities between CaixaBank and business organizations have ratified the agreement and supported financing needs at all levels. territorial.

Solid experience and rapid response to requests

The agreement establishes that CaixaBank will expeditiously manage the financing requests of companies and It will offer preferential conditions, depending on the characteristics of each operation.

The success of this rapid response is centered on the great territorial capillarity of CaixaBank and its extensive commercial network, the largest in the Spanish banking sector. The financial institution, with a solid reputation in advising companies, offers specialized attention to companies with specific centers and a specialized team present in all the autonomous communities.

In addition, CaixaBank is one of the leading advisory entities for foreign trade to Spanish companies, which it supports in 127 countries through operational branches, representative offices, correspondent banks and bank participations.



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  • The book by José Luis Malo de Molina addresses the evolution of the Spanish economy since the approval of the constitutional text
  • The presentation of the book has had the participation of the Minister of Economy and Enterprise in office, the Governor of the Bank of Spain and the author himself
  • Participants have agreed that the democratic period has been the greatest period of prosperity and economic growth

The acting Minister of Economy and Business, Nadia Calviño, has closed the presentation of José Luis Malo de Molina's book "A macroeconomic vision of the forty years of the Constitution". The act was inaugurated by the Governor of the Bank of Spain, Pablo Hernández de Cos and has had the participation of the book's author, edited by the Ministry of Economy and Business.

All participants have agreed that the democratic period has been the greatest period of prosperity and economic growth in Spanish history. The Acting Minister of Economy and Business has affirmed that Democracy has meant, among other things, more equality, education and public health as the rights of all citizens, a complete integration of the economy in the international environment and an increase in income per capita, which has gone from € 13,000 in 1978 to € 25,000 in 2018.

Nadia Calviño has highlighted the important role that our country has to play in the construction of a stronger Economic and Monetary Union. In this sense, he affirmed that the social and political aspect of European construction can not be forgotten.

The minister has exposed the need to learn from the lessons of history and also strengthen the instruments and institutions to try to improve the diagnosis in the event of crisis. In this sense, it has placed value on the creation, in collaboration with the Bank of Spain and the CNMV, of the Macroprudential Authority that will allow to evaluate and prevent possible systemic risks for the economy.

Finally, he pointed out that we are facing a propitious moment to undertake the necessary structural reforms at both the national and community level: "the roof has to be repaired now that the sun shines". The minister said that it is important to develop policies with people in mind because "there can be no economic sustainability without social sustainability".

For his part, the Governor of the Bank of Spain stressed that "the remarkable changes that have occurred in Spain over these four decades attest to the positive economic results associated with democracies." Pablo Hernández de Cos has stressed the importance of integration in Europe in the economic success of the democratic period.

The author of the book has shared reflections on this period of history with Joaquín Estefanía. Malo de Molina has stressed that the history of the 40 years of Democracy in the Spanish economy "is a success story". Likewise, he pointed out that Europe has been the guiding thread of the institutional changes that have taken place in this period, keys to allow the liberalization, modernization and opening of the Spanish economy.



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CEOE also congratulates the different winners of the regional elections that were held yesterday in twelve Autonomous Communities, Ceuta and Melilla. The Spanish businessmen want to offer, from the first moment, their collaboration to the future governments, from the institutional loyalty, the permanent respect to the Constitution and the Crown and by the decided bet for the social dialogue.

CEOE believes that, in the negotiations that will take place between the different political formations after the elections, it is important to prioritize political stability, moderation, legal security and budgetary control. Spanish society must face great challenges and reforms in the future to avoid the intensification of the economic slowdown and to continue generating employment and wealth. The Spanish company emphasizes that, in the next four years, we must make a firm commitment to competitiveness.

Also, the Confederation wants to highlight its commitment to the European Union and the values ​​it represents and insists on asking for "more and better Europe" in the face of future challenges such as the Brexit, challenges such as globalization and potential dangers such as protectionism. The work that will have to face the next European Parliament will be decisive for the future of the Union. Betting on the EU will be essential because it is the area in which a large number of rules that affect the day to day of our companies are decided.



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Senegal is not a producer of hydrocarbons, but imports refined (from Europe) or raw refined (from Nigeria) oil to be exported to other countries in the region. One of the main chapters of the Senegalese export is that of precious stones and metals, very concentrated in the exports of gold destined to Switzerland.

On the other hand, imports are very diversified, highlighting the high weight of fuels as a result of Senegal's strong energy dependence.

Bilateral trade

Senegal is the second largest client in Spain in Sub-Saharan Africa, but its importance as a provider is lower (ranked 13th in the region). Spain imports from Senegal basically products of the sea, minerals and fruit, and exports to this country fuels, machinery and ceramic products. In 2017, exports exceeded 374 million euros (an increase of 48% over the previous year). Imports also increased, registering a growth of 35.5% (they went from 90 million euros to 123). These were largely concentrated in the fishing sector.

Access to the Senegalese market is characterized by the proliferation of non-tariff measures and a regulatory framework that is not transparent and arbitrary in its application. Senegal's investments in Spain are very scarce and there are some 60 Spanish subsidiaries registered in that country, focusing on activities such as agriculture, fishing, construction, distribution, energy, mining, transport and tourism.

Sectors of opportunity

Senegal has a weak productive structure, little diversified and very dependent on the foreign market in almost all productive sectors, including food. These deficiencies represent an important business opportunity for Spanish companies in a rapidly growing market. Spanish products have a good image, but there are limitations of access due to the concentration of importers.

They also highlight the opportunities in materials and equipment for the construction of housing and public works, promoted by the Senegalese Government, although in this sector our companies must face the strong competition of Chinese companies.

Another sector with opportunities is the tenders in public projects of sanitation infrastructures and water, transport and energy management.

As much for the climate as for the proximity, the tourism has potential for the Spanish companies of the sector, that count on a wide experience. However, infrastructure is still precarious and the quality / price ratio of the destination Senegal is not very competitive yet.

>> Links of interest

Senegal – Country card

Senegal – Economic and commercial report 2019

Main sectors exported to Senegal 2019

Main sectors imported from Senegal 2019

Government of Senegal

Senegalese Customs

National Agency of Statistics and Demography Senegal

ICEX Spain Exports and Investments



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UNESPA It has held its Ordinary General Assembly this morning to renew its highest governing bodies. The event was held at the Hotel Villa Magna in Madrid. The Assembly was attended by a single application that has been widely endorsed by the partners. The entities have also designated the three vice-presidents, 18 members of the Executive Committee and the 33 members of the Board of Directors. Thus begins a new term of four years in the bosom of the Insurance Business Association.

Pilar González de Frutos (Navares de Ayuso, Segovia, 1956) has been ratified as president of UNESPA and thus begins her fifth term. González de Frutos holds a law degree from the Autonomous University of Madrid (UAM) and inspectorate of insurance of the surplus State. Throughout her professional career she has been the operations director of the Insurance Compensation Consortium (1988-1997), general director of Insurance (1997-2002) and, since 2003, she is the president of UNESPA.

The three vice presidencies have fallen to Mr. José Manuel Inchausti Pérez (Madrid, 1964), MAPFRE vice president and CEO of the Iberia territorial area; Mr. Javier Mira Prieto-Moreno (Madrid, 1969), general director of GRUPO MUTUA MADRILEÑA; and Mr. Javier Valle T-Figueras (Barcelona, ​​1969), managing director of VIDACAIXA.

José Manuel Inchausti has a degree in Law from the Complutense University of Madrid (UCM) and also has an Executive Management Program from IESE. He joined MAPFRE in 1988 where he has held positions of increasing responsibility, such as MAPFRE's Director of Operations in Brazil, MAPFRE COLOMBIA's president, territorial general director in Catalonia or the group's CIO, among others. He is currently the third vice president of MAPFRE S.A., member of its board of directors, and CEO of the Iberia Territorial Area.

Javier Mira has a degree in Business Administration and Management from the CEU. He joined the GRUPO MUTUA MADRILEÑA in 1992. He started as part of the management and analysis team of MUTUACTIVOS, the group's manager, of which he has been successively director of fixed income and variable income. In 2005 he was appointed general director of MUTUACTIVOS.

In 2007 he held the general management of MUTUA MADRILEÑA, focusing in 2008 on the general direction of the Patrimonial Area. Since July 2015, he holds the position of general director of GRUPO MUTUA MADRILEÑA. He is also president of SEGURCAIXA ADESLAS.

Javier Valle is the general director of VIDACAIXA and a member of the board of directors of the entity. Since the beginning of 2019 he has been part of the management committee of CAIXABANK as executive director of insurance. He has a degree and MBA in Business Management from ESADE and has obtained the title of Community of European Management School (CEMES) at HEC in Paris (France). Valle, who is also a board member of Inverco, has developed his professional career in the insurance sector.

Before joining VIDACAIXA, he was the CEO of BANSABADELL VIDA, BANSABADELL SEGUROS GENERALES and BANSABADELL PENSIONES and CEO of ZURICH VIDA. In the group ZURICH was CFO in Spain and director of investments for Spain and Latin America.

In addition to the three vice presidents, The Executive Committee consists of the following 15 members:

• Mr. José Luis Ferré Arlández (GRUPO ALLIANZ).

• Mr. Francisco Ivorra Miralles (GRUPO ASISA).

• Ms. Olga Sánchez Rodríguez (GRUPO AXA).

• Mr. Eugenio C. Yurrita Goiburu (BBVA SEGUROS).

• Mr. Ignacio Eyriès García de Vinuesa (GRUPO CASER).

• Mr. Francisco J. Arregui Laborda (GRUPO CATALANA OCCIDENTE).

• Mr. Santiago Villa Ramos (GRUPO GENERALI).

• Mr. José Mª Sunyer Sendra (GES SEGUROS).

• Mr. Rodrigo Galán Gallardo (IBERCAJA VIDA).

• Mr. José Boada Bravo (GRUPO PELAYO).

• Mr. Ignacio Mariscal Carnicero (GRUPO REALE SEGUROS).

• Mr. Iñaki Ereño Iribarren (SANITAS).

• Mr. Andrés Romero Peña (GRUPO SANTALUCÍA).

• Mr. Francisco Giménez Bosch (SANTANDER SEGUROS).

• Mr. Vicente Cancio García (GRUPO ZURICH)

Meanwhile, the Board of Directors is made up of 33 people. These are the three vice-presidents, the aforementioned 15 members of the Executive Committee and the following 15 directors:

• Mr. Tomás Alfaro Uriarte (GRUPO AEGON).

• Ms. Benedetta Cossarini (AIG EUROPE).

• Mr. Pablo Mongelos García (CAJA LABORAL GROUP).

• Jordi Rivera Saganta (DAS SEGUROS).

• Mr. Joan Castells Trius (FIATC).

• Mr. José María Paagman (HELVETIA SEGUROS).

• Mr. Jesús María Blanco Díez (GRUPO KUTXABANK).

• Mr. Miguel Ángel Merino González (DIRECT INSURANCE LINE).

• Mr. Ignacio Querol Antich (MGS SEGUROS).

• D. Cristopher Bunzl (MUTUA DE PROPIETARIOS).

• Mr. Rafael Navas Lanchas (MUTUALIDAD DE LA ABOGACÍA).

• Mr. Pedro Herrera Nogales (NATIONAL REINSURANCE).

• Mr. Antonio Fernández-Huerga Fernández (PREVENTIVE GROUP).

• Mr. Pablo González de Castejón (GRUPO RGA).

• Mr. Enrique Jorge Rico Albert (LA UNIÓN ALCOYANA).

The governing bodies of UNESPA are highly representative. In them 81 entities of the 196 that are part of the Association are present. The Executive Committee groups companies that represent 76% of the business and 86% of the billing is present in the Board of Directors. In both bodies there are entities that operate under different legal formulas (corporations, mutuals and branches), distribution channels (traditional sale, bank-insurers, direct sales and multi-channel sales), as well as in all branches and geographical areas.



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The minister in charge of the Senegal Emerging Plan of the Republic of Senegal, Cheikh Kanté, today held a meeting with Spanish businessmen at the CEOE headquarters, to analyze the guidelines of said Plan. The Secretary of State for Foreign Affairs, Fernando Martín Valenzuela, spoke at the inauguration of the day; the general director of International Commerce and Investments, María Paz Ramos; the director of International Chamber of Commerce, Jaime Montalvo; and the ambassador of Senegal in Spain, Mariame Sy, as well as the president of CEOE International. The Secretary of State of the Railway Network of Senegal, Mayacine Camara, closed the meeting.

The president of CEOE International, Marta Blanco, highlighted the relevance of the business meeting given the existing potential in commercial and investment economic relations between Senegal and Spain. This activity is a continuation of other business meetings, such as the last Multilateral Partnership held in Senegal at the beginning of April organized by ICEX. The interest of the meeting also lies in the important Senegalese delegation that has moved to Madrid and in the individual and sectorial meetings that will be held after the plenary session. Blanco highlighted the importance of following up on these days and offered, in this sense, the collaboration of the CEOE.

The Secretary of Foreign Affairs, Fernando Martín Valenzuela, indicated that Africa is a continent of great dynamism, for which the III Plan Africa, approved last March, has been drawn up, based on a current analysis of the region and the Spanish presence In the continent. Globally, it represents an instrument for the political development of the 2030 Agenda in the subcontinent, he reported.

The Secretary of State assured that the growth of Senegal is strong and sustained and that the trade of Spanish companies in this country has increased by more than 100%. Martín also explained that the celebration of the Olympic Youth Games in Senegal in 2022 offers a series of opportunities for Spanish companies to collaborate in sectors such as infrastructure, energy or tourism, among others.

Sectors

The general director of International Trade and Investment, María Paz Ramos, confirmed the commitment of the Secretary of State for Trade for the Senegalese market and insisted that our companies should be more present in the African country. He also reported that Senegal has grown above 6% in the last four years and is expected to reach 10% or 11% in 2023 thanks to the discovery of hydrocarbon deposits, which are still to be exploited. Ramos mentioned sectors of opportunity for Spanish companies in the country, such as agriculture, energy, water management and treatment, infrastructure or tourism, among others. In this regard, he also mentioned the Agreement for the Promotion and Reciprocal Protection of Investments and the Agreement to Avoid Double Taxation, as key elements to boost our bilateral relations.

In his speech, the International Director of the Chamber of Spain, Jaime Montalvo has expressed the support of this institution, and the network cameral, to strengthen bilateral economic relations between Spain and Senegal. Montalvo also stressed that "the set of strategic policies carried out by the country's government has become the reference framework of its economic policy, where Spain wants to share the main objective of making Senegal a logistics hub, industrial , aerial, mining and tourism for the year 2035. "

Senegal

The minister in charge of the Senegal Emerging Plan of the Republic of Senegal, Cheikh Kanté, highlighted the excellent relations that both countries maintain, taking into account that between 2014 and 2017 Spain invested more than 50 million euros in the African country. The Minister pointed out that in 2014 the Emerging Senegal Plan was launched, which focused on structural transformation, the development of human capital and peace and security, among other areas.

Kanté explained that the Plan prioritized the not only qualitative but also inclusive growth of the country and functioned, in large part, thanks to multilateralism. Therefore, he said, in the Second Plan, the Senegalese government has opted for greater involvement of the national and international private sector. In addition, special attention has been paid to youth and human capital, to the social and solidarity economy, to digitalization and industrialization.

The Secretary of State of the Railway Network of Senegal, Mayacine Camara, closed the meeting, highlighting the Priority Action Plan 2019-2023, which includes projects of interest in the country in areas related to transport, electricity, agriculture, construction of universities, hospitals, water treatment, security, rehabilitation of railway lines and construction of highways, among others. Camara also opted for the modernization of Public Administration in the country.



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CEOE and CEPYME have translated in letters to HM King Don Felipe and to SM El Rey Emeritus Don Juan Carlos, the gratitude and recognition of the Spanish businessmen and entrepreneurs for the excellent work done by the King Emeritus during the last four decades.

CEOE and CEPYME emphasize that Don Juan Carlos has been an essential figure for Spain, its citizens and the companies that generate wealth, employment and well-being, for which he has done so much good. The businessmen reiterate their loyalty to the Crown and their gratitude for the work done during the last forty years, favoring and guaranteeing stability during transcendental moments of the recent history of Spain.



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The Confederation of Employers of La Coruña (CEC) held a lunch-talk with the president of Bankia, José Ignacio Goirigolzarri, in the Pazo de Mariñán (Bergondo). The president of the Deputación da Coruña, Valentín González Formoso, and the president of the CEC, Antonio Fontenla, presided over the event attended by more than fifty businessmen.

The president of Bankia, who gave a talk on the future prospects of the sector, defended that "a solid financial system is necessary to ensure a sustainable growth of the economy which, in turn, is the means to ensure a better standard of living for citizens and the necessary condition to fight against unemployment ".

José Ignacio Goirigolzarri pointed out that, currently, the profitability of Spanish banks "is below the cost of capital", a situation that "is not sustainable over time". This circumstance could lead to the financial system being undercapitalized and, as a consequence, "could not increase its credit portfolio and finance the economy, being a brake on its development".

"Society should not think that banks should not make money. Banks must have an adjusted return, because unprofitable banks, or with insufficient profitability to attract capital, can not finance the growth of the economy, "he argued. For Goirigolzarri, maintaining a permanent suspicion about the financial system means that "decisions can be taken that, although in the short term they reap applause, in the end they are bad for society as a whole".

"I believe deeply in a financial system model that is profitable and transparent. A financial system that finds its justification in the service to customers, because without them there are no jobs, salaries, or legitimacy, "he said. In this sense, has raised the need to "worry and deal" with the reputation of the sector "listening to what society is claiming us" because, he acknowledged, "society is very disappointed with the functioning of the financial system during the economic crisis "

"When we look to the future, the first thing we must ensure is that our behaviors respond to clear and defined values ​​and principles, which requires excellent corporate governance practices," he stressed to point out that "we must explain to society what the utility of the banking system ". From there, he stressed that "the objective" of Bankia is to become "the preferred entity by society", what happens to be "the most profitable, most efficient and most solvent bank in Spain".

Fontenla proposed to Bankia a greater presence in Galicia

At the closing of the event, Antonio Fontenla thanked all attendees for their presence at the event. On the challenges of the financial sector exposed by Goirigolzarri, Fontenla pointed out that the good health of the banks is also essential for the good progress of the economy, and proposed to Bankia a greater presence in Galicia, "Risking with new products and supporting business plans of entrepreneurs."

The president of the CEC stressed that the banking market has seen its plurality "drastically" reduced in Galicia. "In ten years we have gone from a score of operators to half a dozen that control 90% of the business. This is a very high concentration, only surpassed in Europe by Greece, "Fontenla said, while assuring that the outlook does not seem to change, as the EU calls for the growth of small entities to deal with current risks.

Against this background scenario, Antonio Fontenla argued that business expects banking brands to maintain "healthy competition" and that new operators establish themselves in Galicia to favor business development. "We are an appetizing land for historical and current reasons: reduced delinquency, high savings, good trade balance, enterprising and committed people, and we have companies that excel in areas such as textiles, distribution, energy, food, naval, fishing, forestry, engineering or tourism "-explained-.

Following the economic analysis, the president of the CEC said that Galicia is the sixth autonomy whose gross domestic product (GDP) grew more in the last twenty years, according to the National Institute of Statistics, and two Galician provinces are among the ten most exporting from Spain. "Textile, automotive and foreign trade were the keys to success, a path that we must maintain and expand. Technological innovation and industrial activity will help us to be increasingly competitive "-she emphasized-.

More help and institutional support for companies

On the other hand, the head of the Confederation of Coruña pointed out the important role of employers as "generators of employment", and taking advantage of the business meeting requested the Public Administrations more aid and institutional support for companies at a time when they face new administrative and economic burdens, such as the data protection law, the recent application of the hourly registration of the workforce or the digitization process. "We are the SMEs that generate 70% of the jobs" He recalled.

Fontenla added that the CEC continues to increase its internal activity at the service of its associates, offering legal-labor and economic-fiscal consultancy, training actions, as well as providing advice in the collective bargaining process of relevant business sectors.



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María Soledad García Oliva, has been elected, by acclamation, the new president of CEOE-CEPYME Guadalajara, during the course of its 41st General Assembly, with 100% of the endorsements of the Board of Directors and protected by Antonio Garamendi, president of CEOE and before the presence of more than 200 people from the business world, and political and social life from the province of Guadalajara.

María Soledad replaces Agustín de Grandes Pascual, who has held the Presidency of the Alcarreña Employers for 16 years, four legislatures in which the institution has been modernized and has become a benchmark in the business world, at the local, provincial, regional and national levels, cataloging this stage as the most successful of the 41 years of the Patronal's history alcarreña.

The new president, during his speech, besides thanking the work of Agustín de Grandes during these years, described his success management to mark the lines of work of the next four years, where he highlighted the continuity of a confederation of modern and open entrepreneurs to all. Where the struggle to put in value the figure of the employer will remain one of its maxims, without forgetting the figures of the self-employed and the entrepreneur.

"We will work to continue to be an associative example at the local, provincial, regional and national levels," added María Soledad García, "who hopes that CEOE-CEPYME Guadalajara will continue to be" the home of all entrepreneurs ".

The support, collaboration and work with administrations such as the Board of Communities of Castilla-La Mancha in matters of training, and with the City of Guadalajara and the much-needed Provincial Council of Guadalajara, in the project "Guadalajara Empresarial", to continue attracting companies and investment for the province, will continue to mark the day to day of the Confederation of businessmen of Guadalajara, in addition to technical visits in the field of risk prevention, environment or advice, among other activities carried out by the staff of the employers alcarreña.

The new president has not wanted to forget the rest of the municipality of the province of Guadalajara with whom it collaborates, to provide better and better service to employers throughout the province. As well as the close collaboration with CECAM, the regional employers, to follow a common line of work within the Autonomous Community.

Because, as concluded by the new president of CEOE-CEPYME Guadalajara, María Soledad García, "we must not forget that we are the entrepreneurs, the true engines of an economy and those who create wealth and jobs in a territory."

On the other hand, Agustín de Grandes, in his farewell speech, recalled his 16 years as head of the Alcarreña Employership, as the first years were very hard and hard work until the former COPEG was positioned, as the Confederation we know today.

Doing a review of its four legislatures, De Grandes has recalled the process of modernization that CEOE-CEPYME Guadalajara has suffered, growing even, with its headquarters in Sigüenza and the opening of the Training and Business Center. Everything, to give a better and greater service to the business sector of the province of Guadalajara.

The normalization of relations with institutions such as the Community Board, the Guadalajara City Council and the Provincial Council of Guadalajara, have made a more favorable climate for investment in our province, without forgetting social peace, thanks to daily contact maintained with union representatives who, at the time of the greatest crisis suffered, were able to rise to the occasion.

The increase in the number of partners, has been another of the aspects remembered by the former president of the Alcarreña Employer, as well as the bets decided by the future entrepreneurs with the opening of the European Business and Innovation Center of Guadalajara, which this 2019 meets 10 years to 99% of its occupation, to promote the spirit of entrepreneurship, or the "Guadalajara Empresarial" project, launched a little over a year ago together with the City Council of GUADALAJARA and the Provincial Council to attract companies and investment to the Province.

Agustín de Grandes, leaves CEOE-CEPYME Guadalajara after 16 years and four legislatures being re-elected always by acclamation, as a benchmark in the business world and covered by practically all of the political, military and civil society of the province of Guadalajara.

Antonio Garamendi, president of CEOE, present at the close of the 41st General Assembly of CEOE-CEPYME Guadalajara, had nothing but words of thanks and praise for the person of Agustín de Grandes for his work at the head of the Alcarreña Employer in these 16 years while praising the president-elect, María Soledad García, before the new journey that will begin and the fact of being a businesswoman working in the sector of industry, often reviled.

Garamendi also referred to the challenges that García Oliva will face, not only to the daily life of the Alcarria Confederation, but also to those of a globalized world where he referred, among other things, to training dual, so necessary and for which you have to bet in Spain. The president of CEOE Nacional talked about the work of the organization in three concepts, Independence, Sense of State and Institutional Loyalty, to finish, once again, thanking Agustín de Grandes for his work during these four legislatures and congratulations to the new president of CEOE-CEPYME Guadalajara, María Soledad García Oliva.

Assembly

Prior to this closure, the 41st General Assembly of CEOE-CEPYME Guadalajara took place, in which accounts were given to the assembly members present of the activities carried out during 2018

The still president of the Alcarreña Employer, Agustín de Grandes, referred to 2018 as the year in which the investments and the arrival of new companies or the increase in the production of those already installed in the province of Guadalajara has become more evident.

But at the same time I recognized that, "We must continue working, because we are still a province that grows at two speeds", so it believes that we must enhance the best that each area of ​​Guadalajara has, such as tourism in practically all of the province and the logistics sector in the area of ​​the Henares Corridor, without forgetting the industry, for this he remembered the creation, just over a year ago, of "Guadalajara Empresarial", together with the Guadalajara City Council and the Provincial Council of Guadalajara, to attract companies and investment to the province.

Unemployment along with access to credit by businesses and families was another of the topics discussed in this 41st General Assembly of CEOE-CEPYME Guadalajara. As recognized by the president of the Alcarreña Employer "Guadalajara has always behaved less badly than the rest of the provinces of Castilla-La Mancha, even at the national level."

Regarding the internal data of the Business Confederation of Guadalajara, Agustín de Grandes highlighted the 12 months of intense work, where CEOE-CEPYME Guadalajara has continued to be the interlocutor of the business world. Mentioning, in turn, the most outstanding activities of the different departments that make up the alcarreña employers.

The Employer, thanked the confidence of employers, which year after year, continues to grow in its number of partners, as well as in the services and actions provided, in addition to continuing its commitment to training in our province, closing the year 2018 with more than 4,000 students trained between seminars, courses and seminars. A training level certified by its quality standard, which is why it maintains the UNE-EN ISO 9001: 2008 Quality Certification.

The technicians of the Department of Occupational Risk Prevention of CEOE-CEPYME Guadalajara, in their daily work to promote the preventive culture within the companies of the province of Guadalajara, made, throughout the year, 350 shares in companies from all corners from the province. And the Department of Environment and Quality has done the same with many other advice to companies in the province.

One more year, a new edition of the 2018 Business Excellence Awards took place, where entrepreneurs awarded the most outstanding businessmen of the year in different categories. In the same way, the Human Resources Forum of the province of Guadalajara took place, which this 2018 reached its twelfth edition.

The Legal Department is another key piece of management, as collective bargaining has been highly valued by the partners. The issue, that of the agreements, which still remains one of the most delicate aspects, although, and this is to be welcomed, both workers and trade unions are aware that the situation is not yet the desirable, so we must continue with that effort, by all, and moderate the present growth to achieve future growth.

The European Center for Business and Innovation of Guadalajara (CEEI Guadalajara), whose employers are the City of Guadalajara, the Provincial Council of Guadalajara, APETI and CEOE-CEPYME Guadalajara, concluded 2018 with 65 companies installed in their offices leaving only 1% free of your space. Offering, in addition, advice, training and information for the creation of new companies, in addition to helping the consolidation of existing ones.

Similarly, the president referred to the ongoing collaboration with the Board of Communities of Castilla-La Mancha, Provincial Council of Guadalajara, with their support allow the Alcarria Employers, be closer to the entrepreneurs of the province, He spoke of the collaborations with the different city councils of the province, such as Guadalajara or Sigüenza, as well as with other municipalities in the province.

Without forgetting the events held on the occasion of the 40th anniversary as were the two business breakfasts, the business photography contest and the celebration of the 40th General Assembly with the awarding of recognitions to people, companies and entities that collaborated actively during these four decades of the Alcarreña Employer.

Regarding the future prospects, De Grandes spoke of uncertainty, before the new government, but also of prosperity, remembering the agreement that had just been signed between employers and unions, remembering how beneficial it is for a society and society. economy in general, dialogue, of all the parties involved.

By 2019, from CEOE-CEPYME Guadalajara, a work plan has been prepared with news, challenges and new illusions and where more services will be offered to its members. Within these lines of action will continue betting on the Corredor del Henares, without forgetting the rest of the province, water, and the tourism sector, among other aspects to achieve position Guadalajara as the center of investment and not only national, but also international.



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The president of the Confederation of Business Associations of the Balearic Islands (CAEB), Carmen Planas, has congratulated "the Socialist Party (PSIB-PSOE) for winning the 26M elections, as well as the rest of the political parties for the results obtained and for the whole society for a smooth and uneventful election day and that has registered a high participation ".

Carmen Planas has stated that "political parties now have the responsibility to reach agreements that promote governance and, above all, to guarantee the stability and legal security that our economy requires ".

"It is necessary that the new governments are able to dialogue, that they take into account the figure of the entrepreneur and that they promote policies that favor investment and business expansion because entrepreneurs are the ones who pull the economy and those who create employment and, final, this affects the well-being of citizens ".

The president of CAEB has indicated that "now that we are going to have a government of the same color in the Balearic Islands and Madrid, it is essential that we obtain a REB that takes into account the insularity and the state investments that are needed in the Balearic Islands because the companies of the islands are at a disadvantage with respect to those of the peninsula since we have an added cost that is the insularity. I hope that now we are able to have the REB that Balears deserves and that we reach consensus and dialogue policies and that the figure of the entrepreneur be taken into account, "he has defended.

Carmen Planas has concluded that "from CAEB we hope that the governments that are formed in the Balearic Islands, both in the Region, as well as in the Consells and City Councils, will be sensitive to the process of slowing down and slowing down economic growth that accuses Balears ", for what he has asked" to promote policies that favor companies, because if companies can increase their productivity and competitiveness we can create more stable and higher quality employment ".



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