- The fund is made up of 5,891 homes at moderate prices for families in the most vulnerable situations
- A total of 33 financial entities have contributed properties to this plan, in which the FEMP and the NGOs also participate.
The agreement for the constitution of the Social Housing Fund (FSV) for rent has been signed today by the ministries of Economy and Competitiveness, Health and Social Services, Development, Bank of Spain, the Spanish Federation of Municipalities and Provinces (FEMP), the Third Sector Platform (Non-Governmental Organizations), bank employers and 33 credit institutions. The signing ceremony was chaired by the Vice President of the Government, Soraya Sáenz de Santamaría. The fund was created with 5,891 homes provided by the 33 entities that signed the agreement. Families in a particularly vulnerable situation who have been evicted from their homes after January 1, 2008 may request the properties as of the implementation of this agreement. The rental will last two years and the income will range between 150 euros and 400 euros per month, with a maximum limit of 30% of the total net income of the family unit.
The implementation of this social housing fund complies with the mandate to the Government included in Royal Decree-Law 27/2012 on urgent measures to strengthen the protection of mortgage debtors. Each credit institution will establish its own fund with an initial number of homes, although they may expand it. The homes will be offered to families who have been evicted from their home due to non-payment of a mortgage loan from the same entity that owns the fund.
People who have been evicted from their usual home and meet the following conditions will be able to benefit from this measure:
- That the eviction occurred as a result of a demand for execution, for non-payment of a mortgage loan, initiated by the same entity that constitutes the social housing fund.
- That the eviction occurred on January 1, 2008.
- That at the time of submission of the request is in the following circumstances:
- That the set of monthly income of the members of their family unit does not exceed the limit of three times the Public Indicator of Multiple Effects Income (1,597 euros according to the current IPREM).
- That none of the members of the family unit has a property.
- That it is in a situation of special vulnerability. To this end, any of the following shall be understood as such:
- Large family, in accordance with current legislation.
- Single-parent family unit with two or more dependent children.
- Family unit of at least one child under three years of age.
- Family unit in which one of its members has declared a disability greater than 33%, a situation of dependency or illness that permanently incapacitates them for carrying out a work activity.
- Family unit in which the debtor is unemployed and has exhausted unemployment benefits.
- Family unit with which, in the same dwelling, one or more persons who are united with the holder of the mortgage or their spouse by relationship of kinship up to the third degree of consanguinity or affinity, and that one of its members is in personal situation of disability, dependency, serious illness that incapacitates them temporarily or permanently to carry out a work activity.
- Family unit in which there is a victim of gender violence.
Credit institutions will make available to potential beneficiaries, collaborating Municipalities and Provincial Delegations, Non-Governmental Organizations that develop and execute social inclusion projects, and information on housing for the Coordination and Monitoring Commission of this plan. included in its social fund, its basic characteristics, its distribution by municipalities and autonomous communities, the requirements to access the lease and its basic terms. This information will also be available at the branches of the credit institutions and their electronic pages.